Supplemental Coverage Offerings

Accident + Injury

Personal Accident coverage complements your existing health insurance. Traditional health coverage provides benefits for certain medical costs when you suffer an accidental injury.

Personal Accident insurance steps in to help pay for unexpected out-of-pocket costs that result from your accident, like your deductible.

Disease + Critical Illness

Financial support to complement your existing health insurance when you need it the most. While you can’t predict critical health conditions such as a heart attack, stroke or cancer, you can be better prepared.

Critical illness insurance can help you withstand the significant financial costs related to surviving a serious condition, so you can focus on your health instead of finances.

Hospital Indemnity

Traditional health insurance provides benefits for medical costs during your hospital stay. Once your hospital stay is over, you can rely on Hospital Indemnity insurance to help cover certain expenses related to your recovery – which allows you to focus on healing.

Long Term Care

Long term care is the assistance a person may need with the basic activities of daily living – eating, bathing, dressing, transferring, toileting, and continence. It can also include supervision needed to protect a person’s health and safety. The need for long term care may develop from things such as an accident, illness, stroke, advanced age or other chronic condition such as Alzheimer’s, dementia or Parkinson’s disease. Long term care consists mainly of personal care rather than medical care, which is typically covered by a health insurance.